Get More From Your KiwiSaver with Expert Guidance

KiwiSaver is one of the most valuable tools available to help New Zealanders achieve their financial goals. Whether you’re saving for your first home, planning for retirement, or simply wanting to grow your wealth more effectively, having the right KiwiSaver strategy can make a significant difference. At NZMMI, we help you understand your options, review your current fund, and ensure your KiwiSaver is working as hard as possible for your future.

Our experienced advisers take the time to understand your goals, financial situation, and risk profile before recommending solutions tailored specifically to your needs.

Partners with

Our KiwiSaver Services

KiwiSaver Fund Review

We assess your current KiwiSaver fund to determine whether it aligns with your financial goals, investment timeframe, and risk tolerance.

Fund Comparison & Selection

Not all KiwiSaver funds perform the same. We compare available options and help you choose a fund that best suits your objectives.

Contribution Optimisation

We review your contribution levels and identify opportunities to maximise your savings and long-term returns.

First Home Withdrawal Support

Planning to purchase your first home? We can guide you through the KiwiSaver withdrawal process and explain your eligibility options.

Risk Profile Assessment

Understanding your investment risk tolerance is essential. We help ensure you’re invested in a fund that matches your comfort level and financial goals.

Retirement Planning

Whether retirement is years away or just around the corner, we can help you create a strategy that supports your future lifestyle and financial security.

Take Control of Your Financial Future

Your KiwiSaver should evolve as your life and goals change. A regular review can help ensure you’re making the most of your contributions and investment opportunities.Whether you’re looking to grow your retirement savings, purchase your first home, or simply gain confidence in your financial future, NZMMI is here to help.

Benefits of KiwiSaver Optimisation

  • Maximise your retirement savings potential

  • Ensure you’re invested in the most suitable fund

  • Take advantage of employer and government contributions

  • Improve long-term investment performance

  • Receive professional guidance and ongoing support

  • Build wealth with greater confidence and clarity

  • Prepare effectively for your first home purchase

  • Stay aligned with changing financial goals and market conditions

Your KiwiSaver Journey at Every Stage of Life

More choices to grow your retirement savings.

We’ve designed a suite of KiwiSaver options to help Kiwis at all stages of their retirement savings journey. Our Balanced Fund gets people started on their way, while our Life Cycle and Self Select options aim to deliver higher long-term growth.

Responsible investing for a better future.

Every investment decision we make is considered for its impact on society and the environment. We take this approach because it’s the right thing to do. But we also believe responsible investing will enhance long-term results for our clients.

An intelligent investment approach for the new market realities.

We invest in a wide range of financial assets. We partner with global experts to maximise the growth of your savings. And we have a strong focus on mitigating falls when markets are going down.

KiwiSaver Strategies for
Every Stage of Your Financial Journey

Getting started

When you’re young and a long way from retiring, it is important to have your money invested primarily in growth assets, like shares.These go up and down more in the short term than cash and bonds, but over the long-term they have more potential for growth.

Growing your wealth

Over time, these returns compound and build on each other. This can lead to a substantially higher balance than if you invest primarily in conservative investments such as cash and bonds.

 

Nearing retirement

As you approach your retirement, it is important to lock in some of these returns by moving them into less volatile investments. This means you can start planning how to turn your investments into retirement income with more certainty.

Why Choose Us?

  • Personalised KiwiSaver advice tailored to your goals

  • Independent guidance focused on your best interests

  • Easy-to-understand recommendations

  • Ongoing reviews and support

  • Assistance with first-home KiwiSaver withdrawals

  • Your trusted Financial Partner

  • Professional advice backed by industry experience

Ravi Punjwani

We had a fantastic experience working with Gaurav as our mortgage advisor. From start to finish, he was incredibly friendly, helpful, and professional. As a contractor with Australian income, securing a mortgage in New Zealand can be a bit complicated—but Gaurav handled it all with ease. His persistence, deep knowledge of the process, and clear communication made the entire journey smooth and successful. He was always prompt in responding and guided us through every requirement effortlessly. Highly recommended for anyone looking for a reliable and dedicated mortgage advisor!

Renjith S.P

Highly recommended❤️ I recently had the pleasure of working with NZ Mobile Mortgages to secure a mortgage for my new home, and I couldn’t be happier with the service I received. From the very beginning, Robin was incredibly professional, knowledgeable, and attentive to my needs. They took the time to understand my financial situation and what I was looking for in a mortgage. Their expertise was evident as they explained the various options available to me in a clear and straightforward manner. Throughout the process, Robin was always available to answer my questions and provide updates, making what can often be a stressful experience much more manageable. I highly recommend Robin and team to anyone in need of mortgage advice. Their exceptional service and commitment to their clients truly set them apart. Thank you so much Robin bro❤️

Bency Varghese

I recently worked with Robin, from NZ mortgages to secure a mortgage, and I couldn’t be more impressed with the service I received. From the initial consultation to the final approval, Robin was knowledgeable, professional, and dedicated to finding the best solution for my needs. Working with Robin was a pleasure, and I’m thrilled with the outcome. If you’re looking for a reliable and results-driven mortgage advisor, look no further than Robin.

Nurunesa Ben

We had exceptional service from Gaurav and the NZMM team from start to finish. They assisted us with refinancing our home loan at a rate lower than any other advertised rate! Extremely responsive, patient, knowledgeable and the fact that they are mobile and came to us was a great bonus. Thanks Gaurav for changing our perception of mortgage brokers and for all your guidance. Looking forward to a long and lasting relationship with NZMM.

Frequently Asked Questions

A KiwiSaver review helps ensure your fund, contribution rate, and investment strategy remain aligned with your financial goals and risk tolerance.

Most people should review their KiwiSaver at least once a year or whenever their financial circumstances change significantly.

Yes. You can switch providers or funds if a different option better suits your needs and objectives.

Eligible KiwiSaver members may be able to withdraw most of their savings to assist with a first home purchase, subject to eligibility criteria.

Being in an unsuitable fund could impact your long-term returns or expose you to more risk than you’re comfortable with. A review can help identify better options.

Our advisers provide personalised KiwiSaver advice, fund comparisons, contribution strategies, and ongoing support to help you achieve your financial goals.