TPD (Total and Permanent Disability) Insurance

What would happen if your income stopped completely tomorrow?

Total Permanent Disablement (TPD) insurance provides financial support if you become permanently disabled due to serious illness or injury and are no longer able to work or earn an income.

Total Permanent Disablement insurance provides a lump sum payment designed to support you through a major life change. This can help cover medical treatments, mortgage or rent payments, home modifications, caregiver support, and ongoing household expenses that may arise.

Claims Support:

  • Fast, stress-free claims:
    We guide you through every step, from paperwork to follow-up, so you can focus on recovery.

  • 24/7 assistance:
    Lodge a claim anytime and get prompt updates until the settlement is complete.

Includes

A lump sum can be used to help you stay financially stable when life takes an unexpected turn, including:

  • Medical treatments, employing a caregiver, and ongoing household expenses

  • Up to $15,000 to modify your home or vehicle, or purchase specialist medical equipment to help you adjust to new circumstances

  • Worldwide coverage so you remain protected whether you are at home, travelling, or living overseas for any period

Could your family manage if your income stopped completely due to disability?

Being unable to work can place significant emotional and financial pressure on you and your loved ones. That is why having strong protection in place is essential.

At NZ Mobile Mortgages & Insurance, we help you choose TPD cover that fits your life, work, and financial goals, ensuring you have the right safety net when it matters most.

Getting Started:

  • Simple first step:
    Share a few key details about yourself, your property, or what you’d like to protect, and we’ll quickly assess your insurance needs.

  • Personalised guidance
    Our advisers will review your information and recommend cover options tailored to your lifestyle, budget, and long-term goals.

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